Paying off your mortgage doesn’t have to take decades. If you’re close to retirement, planning to move, or just want to be debt-free, a short-term mortgage might be a good choice. It can help you pay off your home faster, reduce the amount of interest you pay, and give you more financial freedom for whatever […]
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A Full Guide About Short Term Mortgages in the UK
Mortgage Payment Holidays Explained: Is It Right for You?
Need a break from your mortgage payments? A mortgage holiday might be just what you need. In 2020, the UK government introduced this scheme to help homeowners during the pandemic. It started as a three-month break but was later extended to six months, giving many people the chance to avoid losing their homes. While it […]
Can You Get a BNO Visa Mortgage in the UK? A Full Guide
With the introduction of the British National Overseas (BNO) visa, many Hong Kong nationals are exploring the possibility of purchasing property in the UK. This guide will walk you through the steps, requirements, and options for getting a UK mortgage as a BNO visa holder, making the process easier to understand. Whether you’re looking to […]
Right to Buy Scheme: A Guide for Tenants in the UK
The Right to Buy scheme is a well-known UK government initiative that helps council and housing association tenants buy their home at a big discount. It has helped thousands of people become homeowners, often without needing a large deposit. This guide will explain everything you need to know about the Right to Buy scheme, including […]
Can You Change From Commercial Mortgage To Residential?
Yes, you can. Since 2015, it’s been easier to switch your mortgage from commercial to residential, all thanks to the UK government’s major changes to the General Permitted Development Order (GPDO). These rules have simplified changing a building’s use from commercial to residential, offering developers more opportunities to turn unique business spaces into homes. You […]
Getting a Mortgage with Student Loans: What to Know
As someone looking to get on the property ladder, you already know how important it is to have your finances in order. For many, student loans are a big part of that picture, especially when the average student debt for recent graduates in the UK is £45,600. While it may sound like a lot, student […]
