A mortgage refusal isn’t the end – find out how to improve your application with our guides, articles, and top tips on what to do next.
Mortgage Refused
Featured Guides
Bad credit, a low deposit, or a low income are common reasons for mortgage refusal in the UK. But don’t let this get you down – let’s turn that ‘no’ into a ‘yes’.
Dig into our guides to learn more about what to do after a mortgage refusal, specific lenders, key tips for mortgage success, and much more. See our top guides:
What Should You Do After Being Declined For Mortgage?
What Leads to a Mortgage Decline? It can be disheartening to have your mortgage application refused. But, knowing the main reason behind your mortgage refusal can help you address these issues for future applications. Here are some typical reasons for mortgage rejections: Credit History Concerns A major reason for rejection is a poor credit history. […]
What Should I Do If My Mortgage Declined After Exchange?
Is It Possible for a Lender to Withdraw a Mortgage Offer? Yes, lenders have the right to withdraw a mortgage offer. This can happen at any point before the completion of the loan. While not common, there are specific reasons why a lender might decide to retract an offer. These include significant changes in your […]
What Should I Do If My Mortgage Declined At Valuation?
What Is Mortgage Valuation? Mortgage valuation is a basic check carried out by your lender. The goal is to ensure the property you want to buy is worth the amount you’re planning to borrow. It’s not a thorough survey. Instead, a surveyor appointed by the lender will quickly assess the property’s value based on factors […]
Why Was My Mortgage Declined After Agreement in Principle?
What is an Agreement in Principle (AIP)? An Agreement in Principle (AIP) is a lender’s initial approval for a mortgage. It tells you how much they might lend you to buy a property. Think of it as a quick check to see if you’re likely to be approved. The lender will look at your income, […]
See our Calculators
Calculate mortgage payments, affordability, stamp duty, etc. to learn about essential mortgage & home buying figures.
Further Reading
Dive deeper into our extensive collection of Mortgage Refused Guides for more insights and tips on securing the right mortgage.
