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How this mortgage overpayment calculator works

Welcome to our Mortgage Overpayment Calculator – your tool for estimating potential savings by making overpayments on your mortgage.

Whether you’re looking to pay off your mortgage sooner, reduce interest costs, or explore the benefits of overpaying, our calculator provides valuable insights to help you make informed decisions about your mortgage.

How to use this mortgage overpayment calculator

To estimate your potential savings, simply enter the following details:

  • Mortgage Balance: Specify the remaining balance on your mortgage.
  • Mortgage Term: Enter the remaining term of your mortgage.
  • Mortgage Type: Indicate whether your mortgage is on a repayment or interest-only basis.
  • Interest Rate or Monthly Payment: Provide either the interest rate for your mortgage or your current monthly mortgage payment.
  • Overpayment Amount: Enter either a one-off lump sum overpayment or a recurring monthly overpayment amount.

Our calculator will then reveal the potential amount you could save on interest and the time saved on your mortgage term by making overpayments.

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