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Based on the information you provided, your debt-to-income ratio is:

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How this debt-to-income ratio calculator works

Welcome to our Debt-to-Income (DTI) Percentage Calculator – your tool for assessing your financial health by calculating your debt-to-income ratio.

Whether you’re applying for a mortgage, personal loan, or other forms of credit, understanding your DTI ratio is crucial for lenders to evaluate your ability to manage additional debt responsibly.

How to use this debt-to-income ratio calculator

To calculate your DTI percentage, simply enter the following details:

  • Monthly Income: Specify your total gross monthly income from all sources.
  • Monthly Debt Repayments: Enter the total amount you pay each month towards debt obligations such as mortgage or rent, car loans, student loans, credit card payments, and other loans.

Our calculator will then reveal the percentage of your gross monthly income that goes towards debt repayments.

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