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How this loan-to-value calculator works

Welcome to our Loan-to-Value (LTV) Calculator – your tool for determining the ratio of your mortgage amount to the appraised value of your property.

Whether you’re buying a new home, refinancing your current mortgage, or exploring equity release options, our calculator helps you understand your borrowing capacity and the equity in your property.

How to use our loan-to-value calculator

To calculate your loan-to-value ratio, simply enter the following details:

  • Property Value: Enter the current market value of your property.
  • Loan Amount: Specify the amount you plan to borrow or your existing mortgage balance.

Our calculator will then reveal the loan-to-value ratio – the percentage of your property’s value that is financed through your mortgage.


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