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Want to buy a bigger home? Most people can borrow about 4.5 times what they earn for a mortgage.  But what if you could borrow 6 times your salary? It’s not easy, but it could mean you can buy a nicer place. Getting a mortgage 6 times your salary isn’t as common as smaller ones, […]

Buying a home in the UK has become tougher, with property prices often rising faster than wages.  For many, getting a mortgage that covers the cost of their dream home can feel challenging.  Most UK lenders offer loans based on 4.5 times your annual income. But what if you need more? A 5.5 times salary […]

Need more space for your growing family? Maybe you want a bigger kitchen, a playroom for the kids, or an extra bedroom so everyone has their own space.  As your family grows, finding the right home can feel essential. But if your budget doesn’t stretch far enough, a 5x salary mortgage could give you the […]

When you’re buying a home, knowing how much you can borrow is essential.  In the UK, lenders often base mortgages on a multiple of your salary, with 4.5 times your annual income being a common figure.  But what does this really mean, and how can you ensure you get the best deal?  This guide will […]

When you’re buying a home, one of the first things you’ll want to know is, “How much can I borrow?“ In the UK, it’s common to hear about a “3 times salary mortgage,” which means you could borrow three times your yearly pay. But with property prices rising and saving for a deposit getting harder, […]

Getting a mortgage is one of the biggest financial moves you’ll ever make, and with so many options on the table, it’s easy to feel a bit lost.  How much can you borrow? What will impact your chances? And most importantly, how do you secure the best deal? If you have a tight budget—maybe due […]