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What is a Semi Commercial Mortgage? A semi-commercial mortgage helps you buy or remortgage properties used for both business and residential purposes. This type of mortgage bridges the gap between residential and commercial lending. In the UK’s property market, these mortgages offer great flexibility. They let property owners make the most of their buildings, combining […]

Can You Buy a Pub with a Mortgage? Yes, you can buy a pub using a commercial mortgage. This kind of loan is for business properties, not homes, so it’s quite different.  It’s worth noting not all lenders offer commercial mortgages, and those that do may have specific criteria about the types of businesses they’re […]

Can You Get a Mortgage To Buy a Land in the UK? Yes, you can. However, it’s different from a regular mortgage for a house. Land mortgages are less common and have their own rules because lending money on just land is riskier for banks.  Without a house to guarantee the loan, they have more […]

Can Churches and Charities Secure Mortgages in the UK? Yes, churches and charities can get mortgages in the UK. For financing purposes, you are considered a commercial entity.  This means you have access to a variety of commercial mortgage products designed to meet your unique needs. However, it’s worth noting that there aren’t specific “church […]

What Are Commercial Mortgages? A commercial mortgage is a loan specifically designed for buying commercial property, like office buildings, warehouses, or retail stores. It works just like a regular mortgage for a house but for business purposes.  There are two main ways to repay the commercial mortgage loan: interest-only and capital repayment. How Do Interest-Only […]

Can You Get a Mortgage to Buy a Hotel? Yes, you can get a mortgage to buy a hotel. This is known as a commercial mortgage, and there’s a wide range of lenders ready to consider your application.  However, finding the perfect match can be tricky. That’s where a mortgage broker comes in handy.  They’re […]