When it comes to finding the right mortgage lender, not everyone fits into the standard high street lending rules. If you’re self-employed, have bad credit, or need a more customised mortgage, it can feel frustrating when your bank says “no.” But don’t worry – specialist mortgage lenders can help. These lenders focus on people who […]
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What You Need to Know About Specialist Mortgage Lenders
Mortgage Valuation Types & Fees: What Should You Expect?
Wondering how much the property you want to buy is really worth? A mortgage valuation helps both you and your lender figure that out. But not all valuations are the same, and costs can vary. Knowing which type of valuation fits your situation can save you time and money during the mortgage process. In this […]
A Full Guide About Short Term Mortgages in the UK
Paying off your mortgage doesn’t have to take decades. If you’re close to retirement, planning to move, or just want to be debt-free, a short-term mortgage might be a good choice. It can help you pay off your home faster, reduce the amount of interest you pay, and give you more financial freedom for whatever […]
Mortgage Payment Holidays Explained: Is It Right for You?
Need a break from your mortgage payments? A mortgage holiday might be just what you need. In 2020, the UK government introduced this scheme to help homeowners during the pandemic. It started as a three-month break but was later extended to six months, giving many people the chance to avoid losing their homes. While it […]
Can You Get a BNO Visa Mortgage in the UK? A Full Guide
With the introduction of the British National Overseas (BNO) visa, many Hong Kong nationals are exploring the possibility of purchasing property in the UK. This guide will walk you through the steps, requirements, and options for getting a UK mortgage as a BNO visa holder, making the process easier to understand. Whether you’re looking to […]
Right to Buy Scheme: A Guide for Tenants in the UK
The Right to Buy scheme is a well-known UK government initiative that helps council and housing association tenants buy their home at a big discount. It has helped thousands of people become homeowners, often without needing a large deposit. This guide will explain everything you need to know about the Right to Buy scheme, including […]
