Will I Still Be Liable for the Mortgage After Divorce? The short answer is yes, you’ll still be liable for paying the mortgage even after divorce – at least in the short term. When you took out a joint mortgage, you both became EQUALLY responsible for making the repayments until the full amount is paid […]
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What Happens To Your Mortgage After A Divorce?
Can I Get A Mortgage With Pre-Settled Status In The UK?
What Is Pre-Settled Status? Pre-settled status is granted under the EU Settlement Scheme to EU, EEA, or Swiss citizens who have not yet lived in the UK long enough to obtain settled status. This status lets you stay in the UK for up to 5 years. During that time, you can work, use the NHS, […]
Everything You Need To Know About CheckMyFile
What is CheckMyFile? CheckMyFile is a credit reporting service in the UK that gives a complete overview of your credit history. It pulls data from 3 major UK credit agencies: Experian, Equifax, and TransUnion. This gives you a single report showing everything lenders typically see when they decide if you can borrow money. While each […]
Can I Rent Out My House Secretly In The UK?
Is It Legal to Rent Out My House in Secret? While it’s not technically illegal, renting your house without your mortgage lender’s approval is a big NO-NO. This is because you’re breaking the rules you agreed to when you got the mortgage. Most mortgage contracts in the UK clearly state that you can’t sublet or […]
Can You Buy A House Through Your Business?
Many British property investors are looking at a new strategy: buying houses through limited companies. While this approach offers potential tax advantages, it’s not for everyone. Let’s explore the pros and cons of using your business to buy a house in the UK. Can You Actually Live in a House Owned By Your Company? Living […]
Can I Sell My House If I Have An Equity Release?
Selling your home with an existing equity release plan requires careful planning. Many homeowners considering a move – be it closer to family, downsizing, or a lifestyle change – often wonder if equity release complicates the sale. The good news is you can absolutely sell! 🎉 However, for a smooth process aligned with your financial […]
