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Can You Use Pension Income to Qualify for a Mortgage? You can qualify for a mortgage with pension income. Lenders like pension income because it’s steady and predictable, making it easier for you to repay the mortgage.  More lenders are now considering pension income when deciding if you can afford a mortgage. However, qualifying for […]

Can You Get a Mortgage with a Part-Time Job? Yes, you can. Securing a mortgage on a part-time income is possible.  It’s a misconception that the number of hours you work each week directly impacts your mortgage approval. What matters more is your ability to afford the mortgage. Lenders will evaluate your total income, its […]

Can I Get a Mortgage on a Casual or Temporary Job? Yes, you can get a mortgage if you’re in casual, freelance, or temporary work. How successful you are will depend on your situation and your ability to show solid income.  Gig workers or those in flexible jobs need to use all available evidence to […]

What Is a Zero-Hour Contract Mortgage? A zero-hour contract mortgage is a loan for buying a home designed for people who work on zero-hour contracts. It’s pretty much the same as any other mortgage, but it takes into account that your income might not be the same every month.  Lenders who offer these mortgages have […]

Can I Get a Mortgage with Foreign Income? Getting a mortgage in the UK when you earn your money in another country is possible, but there are a few things to keep in mind.  Not all lenders will consider foreign income and those that do have specific rules.  These rules can change based on what […]

Can You Secure a Mortgage on Benefits? Yes, you can get a mortgage on benefits in the UK. The approval process may differ, focusing on your ability to make regular payments.  The duration you’ve been receiving benefits and the type of benefits significantly influence lenders’ decisions. Benefits like Disability Living Allowance received over a long […]