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Can You Get a Buy-to-Let Mortgage in Scotland? Yes, you can get a buy-to-let mortgage in Scotland, but they’re less common than in England or Wales. You might find your choice of lender is more limited, especially in less accessible areas. Some lenders also have specific postcode restrictions. This means they might only lend in […]

What is a Buy-to-Let Repayment Mortgage? A Buy-to-Let (BTL) repayment mortgage means you pay off the loan and the interest together each month.  Over time, your debt decreases until you fully own the property at the end of the term. How Does It Differ From an Interest-Only Buy-To-Let Mortgage? The main difference between repayment and […]

What Defines a Portfolio Landlord in the UK? If you own four or more mortgaged rental properties, you’re considered a portfolio landlord.  This applies whether you own them yourself, jointly with someone else, or through a company. While not mandatory, these portfolio mortgages offer benefits. They make dealing with lenders easier and streamline your finances, […]

How Does Buy To Let Mortgages Work in Northern Ireland? A buy-to-let mortgage lets you invest in property to rent out.  Unlike residential mortgages, these secured loans consider your potential rental income rather than your personal income.  One key difference in Northern Ireland, compared to the rest of the UK, is the range of lenders […]

What Is Buy to Let? Buy to let (BTL) is when you buy a property intending to rent it out. This is different from buying a house to live in yourself.  Over the years, buy to let has grown in the UK, showing its strength in the property market.  The concept is all about investing […]

How Much Can I Borrow For A Buy-To-Let? Find out how much you can borrow for a buy-to-let mortgage and your monthly repayments. Simply enter details such as your property value, rental income deposit, and interest rates. In just 30 seconds, you’ll get instant results tailored to your financial goals. [Embedded buy-to-let mortgage calculator] Note: […]