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How Much Can I Borrow For A Buy-To-Let? Find out how much you can borrow for a buy-to-let mortgage and your monthly repayments. Simply enter details such as your property value, rental income deposit, and interest rates. In just 30 seconds, you’ll get instant results tailored to your financial goals. [Embedded buy-to-let mortgage calculator] Note: […]

What Is a Buy-to-Let Mortgage and How Does It Work? A buy-to-let mortgage is for those who want to invest in property to rent out. It’s different from a standard mortgage, which is for a home you plan to live in.  The biggest difference? For a buy-to-let, lenders look at potential rental income, not just […]

What Are The Age Limits For Buy to Let Mortgages? Age limits are something you’ll come across with buy-to-let mortgages.  Generally, these limits fall between 21 to 75 years, but there’s room for variation.  Many lenders have a starting point of 21 years for applicants, yet some are open to considering those as young as […]

Why Use a Buy-to-Let Mortgage Broker? The BTL market is full of opportunities but can be complex.  With so many options, it can be tough to know where to start. This is where a buy-to-let mortgage broker comes in. They have detailed knowledge of the market and access to a wide range of mortgage products […]

What Is A Buy To Let Remortgage? Just like a regular remortgage, a buy-to-let remortgage lets you swap your existing BTL mortgage with a new deal.  Investors often remortgage to grab better interest rates, free up property equity, or find a mortgage that fits their needs more closely. One key point to remember is when […]

Who Is Eligible for a Buy-to-Let Mortgage? Here’s the scoop on what lenders are after for buy-to-let mortgages: Rental Income The expected rent from the property is important. Lenders want the rent to cover 125%-145% (known as Interest Cover Ratio) of the mortgage payments each month. For example, say your monthly mortgage payment is £1,000. […]