What is the First Homes Scheme? Launched in June 2021, the First Homes Scheme helps people like you, first-time buyers and key workers (like nurses, teachers, and police officers), purchase homes in England at a discounted price. Through the scheme, you can get new-build homes, and sometimes even resale properties, for 30-50% less than the […]
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Shared Ownership Scheme Explained
What is a Shared Ownership Mortgage? A shared ownership mortgage is a government plan to help you buy your own home more easily. It lets you own part of your home – usually between 10% and 75% of it, and it’s often a new place like a flat or house. The part you don’t own […]
How To Get a Mortgage When You’re Paid in Cash: A Guide
Can You Secure a Mortgage With Cash Income? Absolutely! Earning your income in cash doesn’t stop you from getting a mortgage. Lenders vary in how they view cash income. While some may hesitate to lend because they prefer income that’s paid directly into a bank account, many are open to cash income and willing to […]
The Best Online Mortgage Brokers in 2024 (UK)
A Snapshot of Top Mortgage Brokers in 2024 L&C Mortgages Best for Fee-Free Online Services L&C Mortgages, known as London & Country, stands as the UK’s largest mortgage broker that charges you nothing. They earn from the lenders they work with, so there are no extra costs for you. Since 2000, L&C has been a […]
First-Time Buyer’s Guide to Self Build Mortgages
What is a Self-Build Mortgage? A self-build mortgage is a special type of loan designed for people who want to build their own home. Unlike a standard mortgage, where you get all the money at once when you buy a house, a self-build mortgage releases the money in stages. These stages usually match key points […]
Can You Get a Mortgage to Build a House in Your Own Land?
What is a Self-Build Mortgage? A self-build mortgage is designed for building your home. Unlike standard mortgages, which provide a single lump sum to buy an existing house, self-build mortgages release money in stages. This way, you get funds when you need them during construction. It’s a smart way to manage your budget and keep […]
