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What Taxes Do I Need To Pay As A Landlord? In the UK, you’ll encounter several taxes related to your buy-to-let property. Here’s a quick overview of what we’ll tackle: Income Tax on Buy-to-Let Income If you own a buy-to-let property, the income you earn from it—whether it’s rent, security deposits, or other payments like […]

Buying a rental property can be a great investment. But there’s one cost that can catch you off guard: stamp duty land tax. Unlike buying your own home, a buy-to-let usually means paying an extra 3% on top of standard stamp duty rates.  This can be a significant cost, so it’s important to factor it […]

Being a landlord in the UK comes with the perk of steady rental income, making it an appealing investment for many.  And if you’re eyeing Scotland for your next property, here’s something you need to know.  Finding a buy-to-let mortgage in Scotland can be trickier than in England and Wales.  Fewer lenders offer them, especially […]

Interest-only buy-to-let mortgages are popular for their lower monthly payments, freeing up cash for other rental costs. But what if you prefer a repayment option? Don’t worry, repayment buy-to-let mortgages are available too. To help you make an informed decision, we’ve crafted this guide–covering all about buy-to-let repayment mortgages. What is a Buy-to-Let Repayment Mortgage? […]

Juggling four mortgages with four different lenders is no small task. You’re likely keeping track of four different rules, payments, and deadlines. And chances are, right now you’re looking for a way to simplify things. The good news is you can combine your buy-to-let mortgages under one roof. How? What are the things to consider? […]

How Does Buy To Let Mortgages Work in Northern Ireland? A buy-to-let mortgage lets you invest in property to rent out.  Unlike residential mortgages, these secured loans consider your potential rental income rather than your personal income.  One key difference in Northern Ireland, compared to the rest of the UK, is the range of lenders […]