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Can Churches and Charities Secure Mortgages in the UK? Yes, churches and charities can get mortgages in the UK. For financing purposes, you are considered a commercial entity.  This means you have access to a variety of commercial mortgage products designed to meet your unique needs. However, it’s worth noting that there aren’t specific “church […]

What Are Commercial Mortgages? A commercial mortgage is a loan specifically designed for buying commercial property, like office buildings, warehouses, or retail stores. It works just like a regular mortgage for a house but for business purposes.  There are two main ways to repay the commercial mortgage loan: interest-only and capital repayment. How Do Interest-Only […]

Can You Get a Mortgage to Buy a Hotel? Yes, you can get a mortgage to buy a hotel. This is known as a commercial mortgage, and there’s a wide range of lenders ready to consider your application.  However, finding the perfect match can be tricky. That’s where a mortgage broker comes in handy.  They’re […]

What is an HMO? An HMO, or House in Multiple Occupation is a property where 3 or more people live together but aren’t a family. This setup is popular with students and young professionals because it’s cheaper than living alone. It includes various types of shared housing, such as bedsits, hostels, and employee housing. If […]

What is an Agriculture Mortgage? An agricultural mortgage is a loan used to buy or improve farm land and buildings. It works similar to regular commercial mortgages, except they are tailored to support different agricultural industries. This loan can help you buy land, make your farm better, or get some money out of your property’s […]

What Is A Commercial Remortgage and How Do They Work?  Commercial remortgage involves changing the terms of your property loan. This could mean getting a new loan to pay off the old one.  You can renegotiate your loan terms with your current lender or a new one, aiming for lower rates or better terms.  The […]