You’ve found a charming old Victorian property that you absolutely love. It’s full of character and history. But then your surveyor tells you it has a “single skin brick wall,” and you wonder if that will cause problems with your mortgage. Suddenly, you’re researching single skin wall construction and finding more questions: Can you get […]
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Single Skin Wall Mortgages: What To Know Before Buying
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Can You Get a Mortgage on a Prefab House? A UK Buyer’s Guide
Prefab homes have come a long way since their post-war days. They’re no longer just quick-fix housing but are now modern, stylish, and often eco-friendly. But here’s the thing: getting a mortgage for a prefab isn’t quite as simple as for a classic brick-and-mortar home. It’s doable, though, so don’t worry. In this guide, we’ve […]
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Buying Land with or Without Planning Permission Explained
So, you want to build your own home or create a cosy getaway on a plot of land? Great! But before you start planning, there’s one big hurdle: planning permission. This is the paperwork that can make or break the dream for many new landowners. If you’re thinking about buying land with or without planning […]
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A Complete Guide To Non-Standard Construction Mortgage
You’ve found a home that’s a little outside the box. Maybe it’s got a thatched roof, or it’s built with steel or timber. It’s everything you want—but getting a mortgage might be a different story. These kinds of properties fall under ‘non-standard construction,’ and that can make lenders hesitate. But don’t worry, it’s still possible […]
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How To Get a Mortgage For a Listed Building Easily
There’s something magical about listed buildings – the character, the architecture, and the stories they tell. You might be drawn to the rich history or the unique features that make these properties unlike anything else. But getting a mortgage for a listed building can be challenging. Lenders are cautious, and there are extra regulations to […]
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Steel Frame Construction Homes: How to Get a Mortgage?
Steel-framed houses have been around for a while, and they’re still a popular choice for good reasons. They’re strong, resilient, and offer some great design flexibility. However, lenders consider steel-framed homes “non-standard,” which can complicate the mortgage process. But don’t worry—we’re here to guide you through how to get a mortgage, what to expect, and […]