Can You Buy a Business with a Mortgage? Yes, in the UK, you can use a “commercial mortgage” or business mortgage to buy a business. These loans help you purchase, improve, or refinance properties or land for business use. Unlike personal mortgages, this one is for properties used mainly for business. It helps businesses afford […]
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How To Secure Commercial Mortgages With Bad Credit?
Is a Commercial Mortgage Possible with Bad Credit? Yes, it’s possible to get a commercial mortgage even with bad credit in the UK. But this doesn’t mean it’s easy or cheap. Bad credit mortgage lenders usually ask for higher interest rates and bigger deposits. Sometimes, they also want extra security such as an asset you […]
What Are Bed And Breakfast Mortgages In The UK? A Guide
Can I Get a Mortgage for a Bed and Breakfast Business? Yes, you can. In the UK, if you’re looking to buy, improve, or refinance a bed and breakfast, you’ll likely need a commercial mortgage. These are designed for business purposes and differ from residential mortgages. To get one, it’s important to show a solid […]
How To Get 100% Commercial Mortgage For Your Business?
What are 100% Commercial Mortgages? A 100% commercial mortgage is a loan that lets you buy a property for your business without needing a deposit. Normally, lenders give loans that cover part of a property’s cost. There are two main types. If you buy a property to use for your own business, it’s called “owner-occupied.” […]
A Complete Guide To Commercial Mortgages for Businesses
What is a Commercial Mortgage? A commercial mortgage (also known as a “business mortgage”) is a type of secured loan used to buy, improve, or refinance commercial properties or land. This includes office buildings, retail spaces, warehouses, industrial sites, and other types of commercial real estate. This loan is backed by the property itself, meaning […]
Who Can Be A Guarantor For Your Mortgage?
What Is a Mortgage With a Guarantor? A guarantor mortgage allows you to have someone else–usually a close family member–act as a guarantor on your mortgage. The guarantor promises to cover the mortgage repayments if you CAN’T make them yourself. This gives lenders more confidence to approve mortgages for borrowers who may struggle due to […]
