Japanese knotweed is one of those things that makes potential homebuyers and lenders shudder. This invasive plant has a bit of a bad reputation – and for good reason. If you’re looking to buy or sell a property affected by it, you might be wondering if you can even get a mortgage. The short answer? […]
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Mortgages and Japanese Knotweed: What You Need to Know
A Mortgage Guide For Buying a House with an Annexe
If you’ve ever considered buying a property with an annex, you’ve probably got a lot of questions. Whether it’s to keep family members close or to generate some extra income, an annex can be a great addition to a home. But, as you might have guessed, there’s a bit more to it than just finding […]
Maisonette Mortgages: Is a Maisonette Right for You?
If you’ve been hunting for a new home, you might have come across the term “maisonette.” It has a nice ring to it, doesn’t it? A bit French, a bit posh, but at its core, it’s a humble little house that brings some big benefits. Whether you’re a first-time buyer or just exploring your property […]
Leasehold Mortgages: Minimum Lease Terms and What to Expect
You’ve probably noticed that leasehold properties, especially in busy UK cities, are often more affordable. If you’re looking to buy a flat, chances are you’re considering a leasehold. With the right mortgage, it can be a good investment. But, there are a few differences from buying a freehold, like how long the lease lasts and […]
Flying Freehold Explained: What It Means for Your Mortgage
Thinking about buying a property with a flying freehold? It’s an interesting option, but there are a few things you’ll want to understand before diving in. Flying freeholds—where part of your property extends over or under someone else’s land—can make the mortgage process a bit more complicated. But with the right advice and legal protections […]
A Complete Guide To Mortgages Refused Due To Flood Risk
If you’ve ever thought about buying a home in the UK, you’ll know it’s not all about cute cottages and lovely gardens. There are a few extra challenges, like the weather. And by weather, we mean rain – lots of it. That lovely drizzle we Brits love to grumble about can sometimes lead to flooding, […]
