With the introduction of the British National Overseas (BNO) visa, many Hong Kong nationals are exploring the possibility of purchasing property in the UK. This guide will walk you through the steps, requirements, and options for getting a UK mortgage as a BNO visa holder, making the process easier to understand. Whether you’re looking to […]
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Can You Get a BNO Visa Mortgage in the UK? A Full Guide
Right to Buy Scheme: A Guide for Tenants in the UK
The Right to Buy scheme is a well-known UK government initiative that helps council and housing association tenants buy their home at a big discount. It has helped thousands of people become homeowners, often without needing a large deposit. This guide will explain everything you need to know about the Right to Buy scheme, including […]
Can You Change From Commercial Mortgage To Residential?
Yes, you can. Since 2015, it’s been easier to switch your mortgage from commercial to residential, all thanks to the UK government’s major changes to the General Permitted Development Order (GPDO). These rules have simplified changing a building’s use from commercial to residential, offering developers more opportunities to turn unique business spaces into homes. You […]
Getting a Mortgage with Student Loans: What to Know
As someone looking to get on the property ladder, you already know how important it is to have your finances in order. For many, student loans are a big part of that picture, especially when the average student debt for recent graduates in the UK is £45,600. While it may sound like a lot, student […]
Does Overdrafts Affect Your Mortgage Application?
When you’re on the path to homeownership, every financial detail matters. From saving for a deposit to ensuring your credit score is in top shape, the journey is full of hurdles. But what about that overdraft you’ve been dipping into? Can it really affect your mortgage application? Let’s break it down. Can an Overdraft Impact […]
Does Renting Affect Your Mortgage Application?
In today’s housing market, many people find themselves renting for longer periods before making the leap to homeownership. But what happens when your renting history includes missed payments? Can these rent arrears affect your ability to get a mortgage? This article delves into how rent arrears could influence your mortgage application and what you can […]
