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Can I Borrow Against My House? Yes, you can, especially if you have a significant equity build-up in your home – the surplus of your property’s worth over the remaining balance on your mortgage.  Let’s say, your home stands at a market value of £200,000 and you have £150,000 left on your mortgage; this means […]

What Exactly Are Home Improvement Loans? A home improvement loan is simply a personal loan that you use to spruce up or renovate your home. Just like loans designated for debt consolidation or buying a car, you can use home improvement loans to enhance your living space. You get the full amount upfront and then […]

What You Should Know About Home Extensions When you decide to add more space to your home, there are several types of home extensions you might consider. Let’s explore some popular options you have: How Much Will Your Home Extension Cost in the UK? Estimating the cost of a home extension isn’t straightforward. Generally, prices […]

What Documents Should You Provide? To prove you’re eligible for a secured loan, lenders will ask for various details to verify your identity and get a glimpse of your financial status, so they can assess the risks. Here’s a checklist to help you get started: Details of the Property to be Used as Collateral Personal […]

Can You Get a £100,000 Loan? Yes, it’s possible to obtain a £100,000 loan, regardless of your credit score. However, it’s vital to ensure that you can handle the repayments and offer property as security. Many lenders, besides the well-known high-street banks, can provide such loans. They might not be famous, but they have a […]

What is a Buy To Let Secured Loan? Buy-to-let secured loans (BTL mortgages) allow borrowers to obtain loans by using rental properties as security. These loans are specifically designed for landlords and property investors looking to expand their portfolios.  Moreover, these loans are sometimes called “second-charge mortgages” because they sit behind your first mortgage in […]