Government schemes make buying a home possible. Whether you’re a first-time buyer, a key worker, or struggling with a small deposit, our detailed articles, practical guides, and expert advice can help you know your options and see if you qualify.
Government Mortgages Guides
Featured Guides
Make the most of government mortgage schemes to buy your home sooner.
Dig into our guides for in-depth information on different schemes, eligibility, and application tips. See our top guides:
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Government Schemes Available to First-Time Buyers in 2024
First Homes Scheme Best for: First-time buyers & key workers finding it difficult to afford a home in their local area. Under the First Homes Scheme, you can get a substantial discount of 30% to 50% on new-build homes in England. This is great news if you’re looking to buy your first home but find […]
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Shared Ownership Scheme Explained
What is a Shared Ownership Mortgage? A shared ownership mortgage is a government plan to help you buy your own home more easily. It lets you own part of your home – usually between 10% and 75% of it, and it’s often a new place like a flat or house. The part you don’t own […]
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The Mortgage Guarantee Scheme Explained
What is the Mortgage Guarantee Scheme in the UK? The Mortgage Guarantee Scheme is a way to help you buy a home with a smaller deposit. Normally, you need a big deposit of at least 10% – 20% to get a good mortgage. But with this scheme, you can have a smaller deposit, and the […]
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Further Reading
Dive deeper into our extensive collection of Government Mortgages Guides for more insights and tips on securing the right loan.