Second charge mortgages help you get extra funds for your needs without remortgaging. Find out if you qualify with our articles, guides, and expert advice to get started.
Second Charge Mortgages Guides
Featured Guides
Whether it’s home extensions, debt consolidation, or extra capital for entrepreneurs – second charge mortgages can help. But how do you know if it’s right for you?
Dig into our guides to learn more about second charge mortgages, how much you can borrow, the best mortgage rates and much more. See our top guides:
Second Charge Mortgages: The Ultimate Guide
Have you got a mortgage but need to borrow more money? A second charge mortgage could be your answer. It’s a way to get another loan using your home as security. This might be a good choice if remortgaging doesn’t suit you or if getting a personal loan is tricky. But remember, going for a […]
A Quick Guide to Find the Best Second Mortgage Rates
Second charge mortgages let you borrow money using the value of your home, on top of your first mortgage. The interest rates are usually higher because lenders take more risk—they get paid back after your first mortgage if you can’t keep up with payments. These loans are regulated to protect borrowers and are often used […]
Second Charge Mortgage Calculator – Get a Quick Quote
You’re looking to borrow more money using your home, and a second charge mortgage might just be what you need. In the UK, these mortgages let you borrow from a few thousand pounds up to larger amounts, depending on your home’s value and how much you still owe on your first mortgage. How much exactly? […]
See our Calculators
Calculate mortgage payments, affordability, stamp duty, etc. to learn about essential mortgage & home buying figures.
Further Reading
Dive deeper into our extensive collection of Second Charge Mortgages Guides for more insights and tips on securing the right mortgage.