You’re on the brink of buying your first home, and you’ve probably heard a lot of talk about interest-only mortgages. Lower monthly payments, more flexibility with your money – what’s not to like? But before you jump in, it’s worth knowing exactly how this type of mortgage works and whether it’s a good idea for […]
Blog
Should You Get Interest Only Mortgages for First Time Buyers?
Can I Extend An Interest-Only Mortgage Term? A Full Guide
Feeling the pressure of that looming lump sum repayment on your interest-only mortgage? You’re not the first to face this challenge, and fortunately, there are ways to manage it. Extending your mortgage term could be the solution to give you more breathing room. In this article, we’ll explore how extending your interest-only mortgage works and […]
Switching To Interest Only Mortgage Explained
Life can throw all sorts of challenges your way, and sometimes cutting down on monthly expenses is just what you need. If you’re feeling the pinch and want to reduce your mortgage payments for a while, switching to an interest-only mortgage could help. It gives you a bit of breathing room without locking you into […]
Changing from Interest-Only to Repayment Mortgage Explained
Are you starting to feel like your interest-only mortgage isn’t working for you anymore? Maybe the thought of that looming lump sum at the end is weighing on your mind. If you’re looking for a way to get more out of your monthly payments and feel more in control of your finances, it might be […]
What You Need to Know About Specialist Mortgage Lenders
When it comes to finding the right mortgage lender, not everyone fits into the standard high street lending rules. If you’re self-employed, have bad credit, or need a more customised mortgage, it can feel frustrating when your bank says “no.” But don’t worry – specialist mortgage lenders can help. These lenders focus on people who […]
Mortgage Valuation Types & Fees: What Should You Expect?
Wondering how much the property you want to buy is really worth? A mortgage valuation helps both you and your lender figure that out. But not all valuations are the same, and costs can vary. Knowing which type of valuation fits your situation can save you time and money during the mortgage process. In this […]
