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When you’re planning to buy a house, one of the biggest questions you’ll likely have is: How much do you need to earn to get the mortgage you need?  Knowing how much you need to make is really important. It affects how much you can borrow and what kind of home you can get. In […]

Getting a mortgage can be an exciting yet nerve-wracking experience.  You’ve found your dream home, saved up a deposit, and are ready to take the plunge into homeownership.  But what happens when your mortgage application is declined due to affordability issues?  Don’t worry – you’re not alone, and there may still be options available to […]

Want to own a house in the UK? Before you start browsing property listings, there’s an important number you need to know: your debt-to-income ratio (DTI).  This little figure can make or break your mortgage application.  Don’t worry if it sounds complicated – we’ll break it down for you.  In this guide, you’ll learn what […]

Understanding mortgages can be daunting, especially if owning a home feels out of reach. But don’t worry—there are ways to make it possible. Whether you’re finding it hard to save for a deposit, worried about monthly payments, or unsure about your options, this guide will help you improve your chances of getting a mortgage. Can’t […]

Buying a home is a big deal, and one of the first things you’ll want to know is how much you can borrow.  This is important because it helps you figure out what kind of house you can afford. In this guide, we’ll explain how lenders work out how much you can borrow based on […]

Most lenders in the UK offer mortgages based on 4-4.5 times your salary, but what if you need more? Is it possible to get a mortgage worth 7 times your income?  In this article, we’ll explore the reality of 7 times salary mortgages, what it takes to qualify, and alternative options if you don’t meet […]