What Is A Mortgage Deposit? A mortgage deposit is the money you pay upfront when buying a home. This sum is part of your total purchase price and is not borrowed from your mortgage lender. The size of your deposit directly influences the cost of your monthly mortgage repayments, as it determines how much you […]
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Family Springboard Mortgages Explained
What is a Family Deposit Mortgage? A family deposit mortgage (also called a family springboard or family assist mortgage) helps you buy a house with family support. Your family member contributes money to strengthen your application for the lender. This makes the loan less risky for the lender, which often translates to lower interest rates […]
Free Rental Yield Property Calculator
Is Your Rental Property Worth It? Before you dive into the full article, use the rental yield calculator to gauge your potential returns. It’s easy and convenient. With just a few clicks, you can quickly see a property’s earning potential. [Embedded Rental Yield Calculator] Feel free to run the numbers as often as you need. […]
Changing Your Buy To Let To Residential Mortgage
You Have Two Options To Take Moving into your buy-to-let property isn’t as simple as just packing your bags. You need to change your mortgage first. You’ve got two main options: a regulated buy-to-let mortgage or a residential mortgage. Regulated Buy-to-Let Mortgage Ideal for temporary stays This is similar to a standard buy-to-let but allows […]
A Guide to Student Buy-To-Let Mortgages
What Is A Student Buy-To-Let Mortgage? A student buy-to-let mortgage lets you buy a property to rent out to students, similar to a regular buy-to-let mortgage. These mortgages are for homes suited to student living, like flats or houses. Some lenders have stricter rules than others, but it can be accessible to a range of […]
SPV Buy-To-Let Mortgages: What Investors Need to Know
What Is A Special Purpose Vehicle? A Special Purpose Vehicle, or SPV, is essentially a company set up for a specific project. In the property market, SPVs are mainly used for buying and holding properties. These can be any type of business structure, such as private limited companies, limited liability partnerships, or public limited companies. […]
