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As an independent single person, you don’t need to consult another human on your life’s big decisions.  However, when buying a home alone, you might feel lost and overwhelmed by your finances.  The good news is this guide has you covered. We’ve included everything you need to know about getting a mortgage as a single […]

You’re married. You love your spouse dearly. But when it comes to getting a mortgage together, it’s…complicated. 😵‍💫 Maybe your partner has some credit hiccups that could jeopardise your application. Or perhaps you earn the lion’s share of the household income.  One of you might be self-employed with a jumble of accounts, making a joint […]

What’s Different About Getting a Mortgage in Scotland? Owning a home in Scotland is exciting, but getting a mortgage there is a different experience compared to the rest of the UK.  In Scotland, the basics—income, credit history, affordability—stay the same.  But the process? It’s got its own quirks. The first difference you’ll encounter is the […]

What Is a Joint Mortgage With Parents Exactly? A joint mortgage with parents is when you and one or both of your parents co-borrow a mortgage and co-own the property together.  All applicants are legally responsible for making the full monthly mortgage payment. You all own equal shares of the home unless otherwise agreed upon. […]

Foreign nationals can get a mortgage and buy property in the UK. However, the mortgage process and requirements can be more complex compared to British citizens.  This guide covers everything you need to know about getting a mortgage as a foreigner living in or moving to the UK. Who Qualifies as a Foreign National for […]

What is a Final Mortgage Credit Check? A final mortgage credit check is the last step lenders take before they approve your mortgage.  They review your credit history again to ensure nothing has changed since your initial application. It’s their way of confirming you’re still a reliable borrower. This check ensures you haven’t taken on […]