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If you work part-time, you might think only full-time jobs give the financial stability lenders want. But that’s not always true.  You need to know what lenders look at and how a mortgage broker can help you. Managing your money well and showing lenders you’re reliable is important, no matter how many hours you work.  […]

If you’re a temporary or agency worker in the UK, the idea of securing a mortgage might feel overwhelming. Your work situation can lead to less predictable income compared to those in permanent roles.  But, this doesn’t put a mortgage out of your reach. Knowing what lenders want and getting help from a mortgage broker […]

Zero-hour contracts don’t guarantee regular hours, making your income vary each week.  This can make budgeting and applying for a mortgage challenging, as lenders prefer steady incomes. However, getting a mortgage with a zero-hour contract is possible. You’ll need to show lenders you can manage fluctuating earnings.  This article explains everything you must know about […]

Dreaming of owning a home in the UK, but earning your paycheck overseas?  You might be facing stricter criteria from lenders, leaving you wondering if it’s even possible.  We get it. It can be tricky. That’s why we created this guide to help you ace your mortgage application with overseas earnings.  Here we explore the […]

Worried you can’t get a mortgage because you’re on benefits?  It’s common to feel unsure, especially if you’re concerned about lenders not accepting benefit income, your credit history, or if you can use government schemes. This feeling of being stuck with “what if” questions is tough.  But, our guide is here to help. We’ll show […]

Does the dream of homeownership feel out of reach because of your income? The fear of rejection when applying for a mortgage can be immense, especially when you know your income might not match the typical picture. But, there are ways to make it happen. It’s about knowing what options are out there and how […]