Is Precise Mortgages Strict with Their Lending Criteria? Precise Mortgages stands out in the UK market for its specialist approach. They’re not your typical high street bank, and this means they look at mortgage applications a bit differently. But does this make them stricter? Well, it’s a bit of both. They’re known to be more […]
Blog
What Should I Do If Precise Mortgage Declined My Application?
How To Respond To A NatWest Mortgage Refusal Effectively?
Why Your NatWest Mortgage Application Might Be Declined If you’ve applied for a mortgage with NatWest and faced a refusal, it’s crucial to understand the potential reasons behind this decision. Here’s a closer look at the common issues that could have led to the decline of your application: You Have Serious Credit Issues NatWest often […]
What Should You Do After Nationwide Declined Your Mortgage?
How Strict is Nationwide with Mortgage Applications? Nationwide, like any responsible lender, has its set of rules and checks when it comes to mortgage applications. They’re known for being thorough, which can sometimes feel a bit strict, especially if your financial situation doesn’t tick all the traditional boxes. If you have a few blips in […]
Refused Mortgage by Leeds Building Society: Your Next Steps
How Strict Is Leeds Building Society With Mortgages? Leeds Building Society checks mortgage applications carefully. They try to find a balance: they want to lend money safely but also understand that everyone’s situation is different. But how does this affect various applicants, especially those who might not have a perfect credit history? For applicants with […]
What Should I Do Next After Kensington Declined My Mortgage?
How Does Kensington Assess Mortgage Applications? Kensington has a special way of looking at mortgage applications, especially for people with complicated money histories. They are more flexible than many usual lenders, even if you have bad credit. This means Kensington might still think about your application even if you’ve had money troubles before. They look […]
What To Do If HSBC Declined Your Mortgage Application?
How Strict is HSBC in Assessing Mortgage Applications? HSBC is known for being thorough and meticulous. They have a responsibility to ensure that they lend money responsibly. This means that every application they receive goes through a detailed assessment process. HSBC scrutinises your financial history, employment status, credit score, and current debts. The bank wants […]
