What is a Shared Ownership Mortgage? A shared ownership mortgage is a government plan to help you buy your own home more easily. It lets you own part of your home – usually between 10% and 75% of it, and it’s often a new place like a flat or house. The part you don’t own […]
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How To Get a Mortgage When You’re Paid in Cash: A Guide
Can You Secure a Mortgage With Cash Income? Absolutely! Earning your income in cash doesn’t stop you from getting a mortgage. Lenders vary in how they view cash income. While some may hesitate to lend because they prefer income that’s paid directly into a bank account, many are open to cash income and willing to […]
The Best Online Mortgage Brokers in 2024 (UK)
The days of endless paperwork and bank visits for a mortgage are over. Today you can start your mortgage application comfortably in your PJs or while on a quick break at work. With just a few clicks, online mortgage brokers have made everything quick, accessible and convenient. But, with so many options online, picking the […]
First-Time Buyer’s Guide to Self Build Mortgages
What is a Self-Build Mortgage? A self-build mortgage is a special type of loan designed for people who want to build their own home. Unlike a standard mortgage, where you get all the money at once when you buy a house, a self-build mortgage releases the money in stages. These stages usually match key points […]
Can You Get a Mortgage to Build a House in Your Own Land?
Building a home on your own land in the UK is an opportunity to turn your dream into a reality. It’s about more than just construction; it’s a personal journey. You get to design every detail to suit your taste and lifestyle, from the floor plan to the choice of materials. This approach not only […]
Should You Use Self-Build Mortgage Advisors?
What Are Self-Build Mortgages and How Do They Work? A self-build mortgage is a loan specifically for people who want to build their own home. Unlike a standard mortgage where you receive all the money at once, a self-build mortgage releases funds in stages as your building project progresses. This approach aligns the financing with […]