Are you a sole trader in the UK searching for the right mortgage? The process may feel both exciting and overwhelming. With countless lenders catering to various needs, including those with bad credit or unique self-employed situations. It’s common to feel a bit lost. Your position as a sole trader is special. It’s not the […]
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Mortgages For Directors: A Guide For The Self-Employed
On paper, getting a mortgage as a company director should be easy—you run a business, you earn money, and you’re responsible with your finances. But lenders don’t always see it that way. If you’re self-employed, banks often consider you a riskier borrower. And if you’re like many directors who legally reduce their earnings to save […]
Getting Self-Employed Mortgages Without Accounts
Are you self-employed and eager to step onto the property ladder, but feel held back by not having years of accounts? It’s a common concern, but there’s good news: obtaining a mortgage without accounts is entirely possible. This scenario may seem challenging, but with the right approach, it can be quite straightforward. In this article, […]
How To Get Mortgages in a Limited Liability Partnership?
Have you ever considered applying for an LLP mortgage for your business? If yes, you’re part of a growing trend. More and more companies are turning to Limited Liability Partnership (LLP) mortgages for both investment opportunities and residential needs. But, navigating the LLP mortgage landscape isn’t always a walk in the park. This guide is […]
How To Get Self-Employed Mortgage with 1 Year’s Accounts?
Securing a mortgage with only one year’s accounts is possible, even if you’re self-employed. It might sound like a daunting prospect, especially when you consider the traditional challenges faced by self-employed individuals in the mortgage market. But the good news is that options are available, tailored specifically to your unique situation. This article is designed […]
How CIS Mortgages Can Benefit You: A Complete Guide
If you work in the construction industry, understanding Construction Industry Scheme mortgages (CIS mortgages) could open new doors for you. Though the term ‘CIS mortgage’ isn’t an official classification, it refers to the application process for a mortgage using the CIS scheme, tailored specifically to the needs of construction workers like you. CIS mortgages are […]
