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Thinking of buying a home but worried about credit card debt? You’re not the only one.  In 2024, the average UK household had around £2,471 in credit card debt, yet many still managed to achieve their dream of homeownership. The good news is that credit card debt doesn’t mean you can’t get a mortgage. It’s […]

Being self-employed can feel like juggling too much at once—finding work, sorting invoices, and keeping track of expenses.  On top of that, getting a mortgage might feel like an impossible task, especially if your credit score isn’t great. You might be asking yourself, “Where do I even start?” or “Is this something I can actually […]

If you’ve been battling with a less-than-perfect credit history and you’re living in Scotland, you might think that securing a mortgage is out of reach.  But here’s the good news – it’s not as impossible as you may believe. There are options available, even with a history of bad credit, that could make your dream […]

Having bad credit might make you worry about getting a mortgage with reasonable rates. But it’s not all doom and gloom. With the right knowledge and steps, you can find mortgage rates that won’t break the bank.  In this article, we’ll show you how bad credit affects your mortgage rates, and share some top tips […]

Having a bad credit history can seem like a significant roadblock when it comes to getting a mortgage in the UK.  You might find yourself worried about your mortgage eligibility, or feel uncertainty about your chances. But, even with bad credit, owning a home isn’t out of reach.  This is where tools such as a […]

Are you hoping to get a mortgage in the UK, but your credit score has taken a few hits? It’s a common issue, and fortunately, there’s a solution: bad credit mortgage brokers. These experts specialise in assisting people with not-so-great credit scores. They’re financial allies who: Firstly, tackle the issue of bias. Some lenders might […]