What Happens to a Mortgage When Someone Dies? Contrary to what some might think, a mortgage doesn’t just disappear upon the death of the holder. This becomes part of the estate and must be paid off before any savings or assets are distributed to family members or other beneficiaries named in the will. The aftermath […]
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What Happens to My Mortgage If I Die? A Must-Read Guide
Is a Drawdown Mortgage Right for You? A Guide in 2024
What is a Drawdown Mortgage? Drawdown mortgages are clever financial tools designed with you, the mature borrower, in mind. They’re a special type of equity release that lets homeowners with a property valued over £70,000 get their hands on some of the money tied up in their homes, anywhere from 18% to 50% of it […]
Decoding Age Caps: What’s the Maximum Age for Mortgages?
How Does Age Affect Mortgage Eligibility? Age is often viewed as a major barrier when it comes to mortgage eligibility. It’s an accepted fact that as you age, you may pose a higher risk to lenders, making it more challenging to secure a loan. Why is that so? Two main reasons: a potential decline in […]
Cracking the Mortgage Code: A Definitive Guide for First Time Buyers in 2024
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Police Mortgages: A Definitive Guide in 2024
Police officers are never off duty. You put your lives on the line every day to keep us safe. But amidst your noble service, you face a unique challenge: securing a mortgage. As a police officer, time can be your enemy. The demands of your profession, the irregular shift patterns, and the sacrifices you make […]
NHS Mortgages: A Guide to Financing Your Home
Can I get a discount on NHS Mortgages? Yes, but it depends on your lender and mortgage terms. In the UK, many lenders specialise in mortgages for the NHS. They’re more likely to understand your income and be supportive of your circumstances. They offer more flexible criteria, lower rates, and discounts on fees. The only […]
