Mortgages – we know them, we pay them, but what happens to them when we’re gone? It’s a question some of us avoid. But, as difficult as it might be, it’s a conversation worth having. In the UK, your mortgage doesn’t vanish into thin air. It becomes a part of your estate and the way […]
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What Happens to My Mortgage If I Die? A Must-Read Guide
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Is a Drawdown Mortgage Right for You? A Guide in 2025
Are you aged 55 or above? Have you been dreaming about a luxurious cruise across the Mediterranean, or perhaps you’re seeking a comfortable addition to your pension? Well, the solution might be closer than you think. If you’re a homeowner, a drawdown mortgage could be a way to free up extra funds without having to […]
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Decoding Age Caps: What’s the Maximum Age for Mortgages?
Turning 50 (or beyond) can make you wonder, “Am I too old to get a mortgage now?” It’s a fair question—and the answer might surprise you. The good news? There’s no hard-and-fast rule that says you’re too old for a mortgage in the UK. Sure, your age might influence your options, but it doesn’t slam […]
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Cracking the Mortgage Code: A Definitive Guide for First Time Buyers in 2024
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Police Mortgages: A Definitive Guide in 2025
Police officers are never off duty. You put your lives on the line every day to keep us safe. But amidst your noble service, you face a unique challenge: securing a mortgage. As a police officer, time can be your enemy. The demands of your profession, the irregular shift patterns, and the sacrifices you make […]
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NHS Mortgages: What You Need to Know Before Buying a Home
If you work for the NHS, you’re no stranger to hard work. You put in long hours, manage unpredictable shifts, and care for those who need it most. But when it comes to buying a home, the process can feel unnecessarily complicated. Your irregular hours, varied income, and short-term contracts might make it seem like […]