Thinking about a second home? Whether it’s for holidays or personal use, our complete guides, and expert advice can help you get started and see what lenders look for second home mortgages.
Second Home Mortgages Guides
Featured Guides
Buying a second home isn’t as straightforward as your first. Knowing the rules is crucial.
Dig into our guides to learn more about second home mortgages, pros and cons, rules, tips for success, and much more. See our top guides:
Second Home Mortgage Rules and Requirements in the UK
What is a Second Home? Before applying for finance, you must establish what classifies a property as a second home. According to UK tax law, a second home is a property you own in addition to your main residence. This includes: Properties you fully rent out are classified as buy-to-let investments, not second homes. We’ll […]
Calculate Your Second Home Mortgage in the UK
Estimate Your Borrowing With Our Calculator Ready to start number crunching? Use our handy second home mortgage calculator below to get an instant, personalised estimate of your potential loan amount. It takes just seconds! Simply enter a few key details, and the calculator will do the math for you. [Embedded Calculator] Keep in mind this […]
How Many Mortgages Can I Have in the UK?
Can I Get More Than One Mortgage? There is no legal limit to the number of mortgages you can have in the UK. You can theoretically take out mortgages on as many properties as you want and can get approved for. However, getting approved for multiple mortgages can be challenging. Lenders will look closely at […]
See our Calculators
Calculate mortgage payments, affordability, stamp duty, etc. to learn about essential mortgage & home buying figures.
Further Reading
Dive deeper into our extensive collection of Second Home Mortgages Guides for more insights and tips on securing the right mortgage.
