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What is an HMO? An HMO, or House in Multiple Occupation is a property where 3 or more people live together but aren’t a family. This setup is popular with students and young professionals because it’s cheaper than living alone. It includes various types of shared housing, such as bedsits, hostels, and employee housing. If […]

What is an Agriculture Mortgage? An agricultural mortgage is a loan used to buy or improve farm land and buildings. It works similar to regular commercial mortgages, except they are tailored to support different agricultural industries. This loan can help you buy land, make your farm better, or get some money out of your property’s […]

What Is A Commercial Remortgage and How Do They Work?  Commercial remortgage involves changing the terms of your property loan. This could mean getting a new loan to pay off the old one.  You can renegotiate your loan terms with your current lender or a new one, aiming for lower rates or better terms.  The […]

What Are Commercial Mortgage Rates? Commercial mortgage rates are the interest you pay on a loan to buy business property.  Generally, these rates vary between 2% and 12% above the Bank of England Base Rate each year, influenced by a mix of factors. For example, if the Bank of England Base Rate is at 5.25%, […]

How Much Deposit Do I Need for a Commercial Mortgage? Generally, you’ll need to put down between 20% and 40% of the property’s value as a deposit for a commercial mortgage in the UK.  But, this amount can change. It all depends on how the lenders view the risk. If your business has been doing […]

Get the Most Out of Our Commercial Mortgage Calculator First, your privacy is our top priority. We guarantee that we do not collect your personal details or account information when you use our calculator. Feel free to use it as often as needed! Additional Points To Keep in Mind: > Accuracy Matters Your results are […]