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Why Underwriters Need More Documents for Your Mortgage? When you apply for a mortgage, you’ll submit various documents like payslips, bank statements, and IDs.  But underwriters aren’t just checking these basics – they need the full picture of your finances. Here’s what they’re looking for and why they might request more documents: Why Couldn’t They […]

You can get a mortgage for an uninhabitable property, but it’s not as easy as a regular mortgage.  Here’s the thing: Lenders are wary of houses that need a lot of work, so you might need a bigger deposit and a detailed plan to show how you’ll make it livable. You can also expect to […]

You’ve received a mortgage in principle, and it feels like the hard part is over. Congratulations! But hold on popping the champagne just yet.  While an AIP is a great first step, it’s not a guaranteed ticket to homeownership. There can still be bumps in the road before you secure your final mortgage offer.  This […]

Are you considering a move this year? It’s an exciting milestone, but careful planning and budgeting are key. From hiring movers to paying legal fees, the costs can quickly add up.  In this complete guide, we’ll explore the costs you can expect when moving homes in the UK in 2024, helping you prepare accordingly. What […]

Did you and your partner buy a house together but hold the title as tenants in common?  Perhaps you inherited a property with a sibling and want to solidify your joint ownership.  Regardless of your circumstances, if you’re considering switching from tenants in common to joint tenants, this article is for you. What’s The Difference […]

Buying a home is one of the biggest financial decisions you’ll ever make.  The process of getting a mortgage, finding the right property, and going through all the legal matters can be quite stressful. But what if disaster strikes after you’ve already exchanged contracts? Specifically, what if you lose your job between exchange and completion? […]