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Not everyone can save a large deposit quickly. 😟 With house prices, rent, and bills constantly rising, saving for your first home can be a struggle.  The good news is, you can actually buy a property with a low deposit. 👍 In the UK, several mortgage schemes and deals let you buy a property with […]

If you’re one of the fortunate homebuyers who can put down a higher deposit, then you’re in a great spot. With a larger deposit, you can unlock better mortgage rates and more borrowing options.  This guide will walk you through what counts as a high deposit and how it could be a game-changer for you. […]

Saving for a mortgage deposit can be tough, right? Many find it challenging to scrape together the large sum needed to secure a home.  This is where gifted deposits come in handy. They’re a popular way to help you jump the hurdle of the initial deposit required to buy a property.  Gifted deposits not only […]

The high cost of housing and strict mortgage requirements in the UK can make buying a home, especially a new build, a challenge. Deposit Unlock Mortgages offer a solution. These mortgages are designed specifically for new-build properties and allow buyers to put down a smaller deposit upfront. This article will explain how the scheme works, […]

A second mortgage is a type of loan that you can take out on top of your existing mortgage.  You’re borrowing against the value of your home again, but this time, the loan is considered secondary to your primary mortgage. There are two main kinds of second mortgages. You can get one to buy a […]

The deposit you need often depends on your credit history. A cleaner record could mean you need a smaller deposit. If your credit history has some bumps, lenders might ask for a larger deposit to feel secure in offering you a loan.  In this guide, we’ll cover everything you need to know about deposit requirements […]