A buy-to-let mortgage lets you buy property to rent out. It’s different from a regular home loan because it’s for investing in property. Over time, the rules for getting these mortgages have changed. Lenders used to look at how much money you make and your credit history. Now, they’re more interested in how much rent […]
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What Are The Criteria For Buy To Let Mortgages?
How To Release Equity From Your Rental Property?
Releasing equity lets you access cash from your property without selling it. This can be useful for investments, renovations, or surprise bills. It has a similar concept with equity release for people over 55, with some key differences. This guide covers all about releasing equity from buy-to-let properties. We explained what it is and how […]
Bridge To Let Mortgages Explained: Is It For You?
Bridge-to-let mortgages are short-term finance options designed for property investors in the UK. They’re quite the buzz in the property market, offering a bridge between buying a property and securing long-term finance. In this piece, we’ll walk you through what bridge to let mortgages are, their benefits, and how they differ from traditional mortgages. If […]
How To Invest In Airbnb Using Mortgages?
What Are Airbnb Mortgages? Airbnb mortgages are special types of buy-to-let mortgages designed for properties you plan to rent out on Airbnb. They’re different from regular residential mortgages, which often don’t allow you to rent out your property without the lender’s permission. For Airbnb hosting, you’ll need consent from your lender, and in some cases, […]
A Definitive Guide To Bank Of England’s Base Rates In 2024
What is the Bank of England’s Base Rate? The Bank of England base rate is the UK’s key interest rate, set by the Monetary Policy Committee (MPC). It’s a powerful tool to control inflation and promote economic stability. Right now, the base rate is 5.25%. If this changes, it can affect many other interest rates […]
Should You Get A Semi-Commercial Mortgage? A Guide
If you want to own a building with a shop on the ground floor and flats above, you’re the perfect candidate for a semi-commercial mortgage. This option is also great for investors looking to buy such mixed-use properties and for developers aiming to create spaces that blend living and commercial areas. Curious? This article explores […]
