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What is a Commercial Mortgage for Care Homes? A commercial mortgage for care homes is a special type of business mortgage designed to buy, improve, or run a care home.  With this loan, you can borrow up to 90% of the care home’s value, which acts as the loan’s security. You can choose to pay […]

Can You Buy a Business with a Mortgage? Yes, in the UK, you can use a “commercial mortgage” or business mortgage to buy a business.  These loans help you purchase, improve, or refinance properties or land for business use. Unlike personal mortgages, this one is for properties used mainly for business. It helps businesses afford […]

Is a Commercial Mortgage Possible with Bad Credit? Yes, it’s possible to get a commercial mortgage even with bad credit in the UK.  But this doesn’t mean it’s easy or cheap. Bad credit mortgage lenders usually ask for higher interest rates and bigger deposits. Sometimes, they also want extra security such as an asset you […]

Can I Get a Mortgage for a Bed and Breakfast Business? Yes, you can.  In the UK, if you’re looking to buy, improve, or refinance a bed and breakfast, you’ll likely need a commercial mortgage. These are designed for business purposes and differ from residential mortgages.  To get one, it’s important to show a solid […]

What are 100% Commercial Mortgages? A 100% commercial mortgage is a loan that lets you buy a property for your business without needing a deposit. Normally, lenders give loans that cover part of a property’s cost.  There are two main types.  If you buy a property to use for your own business, it’s called “owner-occupied.” […]

What is a Commercial Mortgage? A commercial mortgage (also known as a “business mortgage”) is a type of secured loan used to buy, improve, or refinance commercial properties or land. This includes office buildings, retail spaces, warehouses, industrial sites, and other types of commercial real estate. This loan is backed by the property itself, meaning […]