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What Is a Zero-Hour Contract Mortgage? A zero-hour contract mortgage is a loan for buying a home designed for people who work on zero-hour contracts. It’s pretty much the same as any other mortgage, but it takes into account that your income might not be the same every month.  Lenders who offer these mortgages have […]

Can I Get a Mortgage with Foreign Income? Getting a mortgage in the UK when you earn your money in another country is possible, but there are a few things to keep in mind.  Not all lenders will consider foreign income and those that do have specific rules.  These rules can change based on what […]

Can You Secure a Mortgage on Benefits? Yes, you can get a mortgage on benefits in the UK. The approval process may differ, focusing on your ability to make regular payments.  The duration you’ve been receiving benefits and the type of benefits significantly influence lenders’ decisions. Benefits like Disability Living Allowance received over a long […]

Can I Get A Mortgage with Low Income? Yes, getting a mortgage on a low income is possible. Lenders look at more than just your annual income. Important factors include the property’s value, your deposit size, credit rating, and any other assets you might have. Generally, lenders don’t specify a minimum income requirement; instead, they […]

What Is an IT Contractor Mortgage? Contrary to the term, ‘IT contractor mortgages‘ aren’t specific loan products solely for IT professionals. Instead, some lenders, like Halifax, Barclays, Nationwide, and Santander, offer contractor mortgages. These mortgages cater to individuals with irregular income, like IT contractors, whose earnings may not arrive as fixed monthly salaries. Traditional mortgages […]

Can You Get a Mortgage with a New Job? Yes, you can get a mortgage with a new job. It’s quite common for people to apply for a mortgage when they’ve just started working somewhere new.  Different lenders have their own rules about this, so while some might be accepting of your new job situation, […]