Getting a mortgage in the UK might seem tough, especially if you’ve had financial issues before. If you’re buying your first home and worried about your credit score, there’s good news. You might be able to get a 95% mortgage, which means you only need a small deposit. This article will show you that even […]
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Can You Get Mortgages with a 5% Deposit and Bad Credit?
How To Secure Mortgages With 5% Deposit In Scotland?
Saving a big deposit for a house is often the biggest challenge for first-time buyers. High living costs, stagnant wages, and unpredictable expenses – these things can make you feel like owning your first home is impossible. However, that’s not true. With 95% mortgages in Scotland, you can own a home and apply for a […]
A Quick Guide to 5% Deposit Mortgages for First Time Buyers
If you’re trying to buy your first home, you’re probably feeling the squeeze. With everything getting more expensive, saving for a big deposit can feel like climbing a mountain. But here’s the deal: mortgages that let you put down smaller deposits exist. This helps first time buyers and those struggling to save up for big deposits […]
Everything You Need To Know About 95% LTV Mortgages
Struggling to save up for a BIG deposit? With SKY-HIGH rent, CRUSHING living costs, and your paycheck staying the SAME– saving money to buy your first home can be TOUGH. 😓 Despite this, you want to get onto the property ladder. 🏡 If so, a 95% LTV mortgage might be right for you. Learn how this […]
A Guide to Using Bonuses and Commissions for a Mortgage
Do Bonuses and Commissions Count Towards a Mortgage? Yes, bonuses and commissions can help with your UK mortgage application, but how much they help depends on the lender. They may be cautious as these earnings fluctuate, unlike a fixed salary. Most of the time, lenders will only count part of your bonus or commission towards […]
Umbrella Company Mortgages Explained
What is an Umbrella Company Mortgage? An Umbrella Company Mortgage is made for UK individuals working under an umbrella company, such as IT contractors, graphic designers, builders, and freelancers. These professionals are employed by a third-party company that handles their payroll, taxes, and National Insurance contributions on their behalf. This arrangement affects how lenders assess […]
