Are you struggling to buy a home as an IT contractor? Traditional mortgage lenders often overlook the unique financial situations of IT professionals, making it hard for you to prove your income stability. This is because your job doesn’t fit into the neat little boxes most banks use to assess borrowers. That’s why in this […]
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A Guide to Buying a Home with IT Contractor Mortgages
How To Get a Mortgage With A New Job?
Starting a new career is thrilling, but buying a house while your income settles can be daunting. We get it. This guide tackles the ins and outs of getting a mortgage with a new job, helping you make informed decisions and land your perfect home with confidence. Can You Get a Mortgage with a New […]
Getting a Mortgage on Maternity Leave: A Complete Guide
If you’re expecting a baby or have recently welcomed a new member into your family, the last thing you need is additional stress. It might feel discouraging to find that getting a mortgage during maternity leave can be complex. Luckily, this guide explains how to approach the mortgage application process while on maternity leave. Ready? […]
A Guide To Getting A Mortgage As A Freelancer
The freedom and flexibility of freelance work are undeniably appealing. But when it comes to buying a home, the dream can suddenly hit a mortgage hurdle. Can your freelance income unlock the door, or will lenders slam it shut? The good news: freelancers can secure mortgages. However, the process might differ slightly compared to traditional employment. […]
How To Get Mortgages with a Fixed Term Contract: A Full Guide
Fixed-term contracts, once considered less common, have become increasingly popular in today’s job market. They differ from regular employment mainly in the structure of the contract. While regular jobs typically involve an ongoing contract until termination or resignation, fixed-term contracts specify a defined timeframe for your employment. This timeframe could be based on a specific […]
Does Gambling or Betting Affect Your Mortgage Application?
Dreaming of owning a home? While responsible gambling shouldn’t be an obstacle, understanding how lenders view it can offer peace of mind. After all, they want to ensure you can comfortably repay your mortgage. This guide explores what factors lenders consider and tips to help you make an informed decision in your mortgage application. How Gambling […]
