Securing a mortgage as a contractor used to be tough. It can be a long process that could leave you feeling stressed and confused. But that’s all in the past. With more people working as contractors today, lenders have started to open their doors, offering special mortgages designed just for them. This guide is here […]
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A Guide to Getting a Mortgage as a Contractor in the UK
Complex Income Mortgages: A Definitive Guide
In the UK, income comes in many forms – from standard salaries to more unique sources. And if you earn through non-traditional means, getting a mortgage might be tougher. Lenders need assurance they can repay the loan, making the mortgage journey—from choosing the right lender to navigating paperwork and applications—potentially stressful. Fortunately, you have this […]
Government Schemes Available to First-Time Buyers in 2025
Buying your first home is exciting, but it can also be really hard. You might feel unsure about how to start and what help is out there for you. The good news is the government has schemes to help first-time buyers like you. However, each scheme is different and it can be tough to choose […]
Help To Buy Mortgages Explained
Help to Buy is a UK government scheme helping first-time buyers with smaller deposits buy a home. It offers two main benefits: a lower mortgage rate and a government equity loan that is interest-free for the first five years. This scheme makes buying a home more affordable for you. This scheme has officially closed to […]
The Mortgage Guarantee Scheme Explained
On average, a first-time buyer pays around £293,464 for their first home. To make a 20% deposit on this, you’d need to set aside a hefty £58,693. That’s a lot of money, and saving it can be really hard. With the cost of food, energy, and rent on the rise, a deposit seems impossible for […]
The First Homes Scheme Explained
Buying your first home in England can be tough, especially with prices going up all the time. If you’re trying to buy your first home, this can make it feel impossible. The good news is that the government has introduced a solution to make this dream more achievable for you: the First Homes Scheme. What […]
