Can You Secure Equity Release Despite Bad Credit? Yes, you certainly can. Many are surprised to learn that obtaining an equity release scheme with a poor credit score might even be simpler than securing a traditional mortgage. Why so? Let’s explore the reasons behind this. In contrast to regular mortgages, equity release doesn’t require you […]
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How To Qualify For Equity Release With Bad Credit
What Are the Best Alternatives to Equity Release in 2024?
Is Equity Release Right for You? If you’re over 55 and own your home, equity release could be an option. It allows you to release the equity (cash) tied up in your home, without having to sell it. But, it’s important to consider your circumstances and the reasons you need the cash before taking out […]
How To Improve Mortgage Credit Score? 10 Best Tips in 2024
When you’re applying for a mortgage, your credit score is like a summary of your financial behaviour. It shows how well you’ve managed credit in the past, and lenders use it to decide if they’ll approve your application. Your credit score doesn’t just affect approval—it also impacts the interest rate you’ll be offered. A higher […]
How To Get Subprime Mortgages in the UK: A Complete Guide
History has a funny way of shaping where we end up, and mortgages are no exception. If you remember the subprime mortgage crisis of 2007-2008, it was a huge shake-up that left lenders no choice but to tighten their rules and be far more careful. These days, things are a lot different. While borrowing money […]
How To Get a Mortgage With an IVA? Your Complete Guide
Getting a mortgage after an Individual Voluntary Arrangement (IVA) in the UK might seem tricky. Lenders often see you as a high-risk borrower. But don’t worry – it’s not as tough as it used to be. Years ago, most lenders wouldn’t give mortgages to people with poor credit histories. Things changed in the late 20th […]
How To Get Bad Credit Mortgages in Northern Ireland?
Worried your credit history might stop you from buying a home in Northern Ireland? Maybe you’ve had missed payments or debts, and now you’re unsure if a mortgage is even an option. It can feel disheartening when you’re ready to settle down with your family but past financial issues hold you back. This guide will […]
