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Remortgaging when you’re self-employed doesn’t have to be a headache. Sure, mortgage lenders want to see solid proof of income, and that can be a bit more complex when you’re working for yourself.  But there’s good news: With the right support, YOU can switch your mortgage without a hitch.  In this article, we’re going to […]

If you’re self-employed in the UK, you’re in good company with 4.31 million others. But what if you’re fairly new to this and want to buy a home? Can you get a mortgage with only two years of accounts? Don’t worry, we’ve got you covered. This article is a complete guide that answers these questions. We’ll […]

Being self-employed gives you the freedom to be your boss, but you’ve likely noticed that figuring out a mortgage is not as straightforward. The amount you can borrow varies depending on your work situation. Whether you’re a sole trader, in a partnership, a contractor, or a company director, the borrowing rules can change. So, how […]

If you’re a self-employed individual who’s received support from the Self-Employment Income Support Scheme (SEISS), you might be worried about how it affects your chances of securing a mortgage.  With news about refused mortgages due to self-employment grants making the rounds, it’s easy to feel uncertain. However, the reality is more optimistic: receiving a SEISS […]

Getting a mortgage isn’t always easy, and it can be even trickier if you work for yourself. Most lenders like to see payslips and proof of a steady income—things you might not have if you’re self-employed. That puts you in a bit of a tough spot. While people with regular jobs usually have it easier, […]

If you’re an employed taxi driver, the process of getting a mortgage is simple. You show your payslips, prove your income, and lenders are usually satisfied. But things change the moment you’re self-employed. Without payslips, your income isn’t as easy to prove. You’ll need to rely on account statements or other financial records—and not every […]