Golden years are prime time for homeownership. Whether you’re downsizing or investing, finding the right mortgage is possible. Learn all about mortgages for pensioners with our helpful articles, and expert advice to get started
Mortgages for Pensioners
Featured Guides
Investing in property, helping family, or finally ticking off that bucket list of travel destinations – are good reasons to get a mortgage as a pensioner.
Dig into our guides to learn more about mortgages for pensioners, age limits, how much you can borrow, and much more. See our top guides:
Pensioner Mortgages Guide: Clearing Your Doubts
Getting a mortgage can feel a bit like trying to solve a puzzle, can’t it? And when you’re a pensioner, it might seem like the pieces are a little harder to fit together. There are unique challenges that older borrowers face, and it can feel a bit overwhelming at times. But don’t worry, we’re here […]
Best Retirement Mortgage Providers in the UK in 2025
When you’re thinking about buying a house, one of the key steps in that journey involves finding a good mortgage lender. Why is this important? Simply put, a mortgage lender provides the financial backing that makes buying a house a feasible option. It’s a lot easier to pay back the cost of a home over […]
Decoding Age Caps: What’s the Maximum Age for Mortgages?
Is the big 5-0 behind you and the question, “Have my mortgage opportunities started to dwindle?” looms large in your mind? It’s a valid concern, but the actual scenario might just catch you off-guard. Contrary to the common misconception, there isn’t a strict upper age limit for mortgages in the UK. Age does shape your […]
How are Retirement Mortgages Calculated?
What is a Retirement Mortgage Calculator? A retirement mortgage calculator is a tool designed to estimate the mortgage amount that you could potentially borrow for in retirement. But why is this tool important? Mortgages can be tricky, especially when you’re planning for or are already in your retirement years. Factors like your age, income, equity […]
See our Calculators
Calculate mortgage payments, affordability, stamp duty, etc. to learn about essential mortgage & home buying figures.
Further Reading
Dive deeper into our extensive collection of Mortgages for Pensioners Guides for more insights and tips on securing the right mortgage.