Want to avoid surprise payment hikes? Fixed rate mortgages offer reliable stability. Here, you’ll find all the information you need through expert guides, practical tips, and must-read FAQs.
Fixed Rate Mortgages Guides
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Fixed rate mortgages offer you peace of mind. But what should you consider before choosing one?
Dig into our guides to learn more about fixed rate mortgages, how it works, how long to fix, its alternatives and much more. See our top guides:
A Complete Guide To Fixed Rate Mortgages
What is a Fixed Rate Mortgage? A fixed rate mortgage is a type of mortgage where the interest rate remains constant for an agreed period, typically between 2-10 years. With a fixed rate deal, your monthly repayments stay the SAME for the duration of the fixed term, regardless of whether interest rates rise or fall. […]
How Long Should I Fix My Mortgage For? 2,3, or 5 Years?
What is a Fixed Rate Mortgage? A fixed rate mortgage gives you the same interest rate for a set period. This is different from a variable or tracker mortgage where the rate can change based on the Bank of England’s base rates, your lenders’ discretion, or other economic factors. The main benefits of a fixed […]
How Soon Can You Remortgage After A Fixed Deal?
What Happens When My Fixed-Rate Mortgage Ends? Once your fixed-rate mortgage ends, your payment plan becomes unpredictable. In most cases, if you don’t take any action, your lender will automatically switch your mortgage to their Standard Variable Rate (SVR). This rate is generally HIGHER than the fixed rates you enjoyed during the initial term. And […]
Should I Get A Fixed Or Variable Rate Mortgage?
What Is a Fixed Rate Mortgage? A fixed rate mortgage locks your interest rate for the entire term of your agreement. Whether it’s for 2, 3, 5, or even 10 years, the interest rate you agree to when you sign remains the SAME. Some deals may even offer fixed rates for the life of your […]
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