Buying property can be challenging if you don’t have a long credit history or high income. Maybe you’re young and just starting out, new to the UK, or a freelancer whose income varies. Whatever your reasons–one thing is true: you’re struggling to secure a mortgage. In this case, a guarantor mortgage can help. But, what […]
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How Much Can I Borrow With a Guarantor Mortgage?
Ever dreamed of owning your OWN home but your income just doesn’t seem to stretch far enough? A guarantor mortgage could be the solution that gets you on the property ladder. But how much can you actually borrow with this type of mortgage? Let’s take a look. 🔎 What’s a Guarantor Mortgage? A guarantor mortgage helps […]
What Are Guarantor Mortgages? A Complete Guide
Struggling to get on the property ladder? 🏠 A guarantor mortgage could be your way in – even with no deposit or poor credit history. With this type of mortgage, someone else (usually a parent or close relative) agrees to cover your repayments if you can’t make them. Interested to learn more? Let’s dive into […]
How Long Should I Fix My Mortgage For? 2,3, or 5 Years?
For homebuyers and owners in the UK, deciding whether to fix your mortgage interest rate can be a tough decision. With rates RISING rapidly over the past year, securing a fixed rate deal protects you from further hikes – but it also locks YOU into a deal if rates start to fall again. This guide […]
What Happens When Your Fixed-Rate Mortgage Ends?
As your fixed rate mortgage draws to a close, it’s natural to ponder what lies ahead. 🤔 Whether your deal was locked in for 2 years or stretched out over 5, the end of this period marks a significant turning point in your mortgage journey. Let’s explore what’s in store when your fixed term is […]
What is a Long-Term Fixed Rate Mortgage?
A long-term fixed rate mortgage allows you to lock in an interest rate for an extended period, often 5 years or longer. With a traditional fixed rate deal, your interest rate is only set for 2-5 years before you need to remortgage. But with a long-term fixed, you can secure your rate for 10, 15, […]
