Fixed Rate Mortgages Guides

What is a Fixed Rate Mortgage?  A fixed rate mortgage is a type of mortgage where the interest rate remains constant for an agreed period, typically between 2-10 years.  With a fixed rate deal, your monthly repayments stay the SAME for the duration of the fixed term, regardless of whether interest rates rise or fall. […]

What is a Fixed Rate Mortgage? A fixed rate mortgage gives you the same interest rate for a set period. This is different from a variable or tracker mortgage where the rate can change based on the Bank of England’s base rates, your lenders’ discretion, or other economic factors. The main benefits of a fixed […]

Is your fixed-rate mortgage coming to an end? Many homeowners face a jump in monthly payments when their introductory period expires. But don’t worry, you have options. Remortgaging can SAVE you money by securing a new, potentially lower interest rate.  Here’s what you’ll learn from this guide: In short, this article can help you decide […]

Right, so you’re taking out a mortgage – exciting times! But a big decision you need to make is whether to fix your interest rate or let it vary.  This choice affects your monthly payments and the total cost of the mortgage for years to come, so it’s worth getting it right. Let’s break down […]