Large Mortgages Guides

What Are Asset Based Mortgages? Asset based mortgages, also known as securities-backed mortgages, allow high-net-worth individuals to use their investments and other liquid assets as collateral for a property purchase or remortgage. Rather than relying solely on your income, the lender will assess and lend against the value of your share portfolio, cash deposits, gold […]

What Defines a Large Mortgage? Generally, it’s any loan over £500,000. But this isn’t a strict rule. Depending on where you are and who you’re borrowing from, what counts as ‘large’ can vary. For example, in areas with higher property prices, like London, the threshold for what constitutes a large mortgage might be higher. Lenders […]

What Defines a High Net Worth Mortgage? High net worth mortgages cater to wealthy individuals who meet specific financial criteria. According to the FCA definition, the qualifying thresholds are: Lenders classify mortgages for high-net-worth borrowers differently than mainstream residential loans. The market offers you exclusive access to: Ultimately, high-net-worth mortgages provide greater flexibility for wealthy […]

What Defines a £1 Million Mortgage? A £1 million mortgage is, fundamentally, a financial commitment towards purchasing a high-value property. It’s a significant step that requires careful financial planning and understanding.  In the UK, there are two main sources for such mortgages: high-street banks and private lenders. High street banks have become increasingly involved in […]