Homeownership starts with saving a mortgage deposit. Get it right with our detailed guides, insightful articles, and expert advice to help you get started and secure better deals.
Mortgage Deposit Guides
Featured Guides
The bigger deposit, the sweeter the mortgage rates you get. But how much should you save? What do lenders expect? And how can you prove your deposit?
Dig into our guides to learn more about mortgage deposit requirements, lender’s criteria, saving tips, proof of deposit and much more. See our top guides:
How Much Mortgage Deposit Do I Need?
What Is A Mortgage Deposit? A mortgage deposit is the money you pay upfront when buying a home. This sum is part of your total purchase price and is not borrowed from your mortgage lender. The size of your deposit directly influences the cost of your monthly mortgage repayments, as it determines how much you […]
What Is Proof Of Deposit For A Mortgage?
Why Do You Need to Show Proof of Deposit? The main reason you need to show proof of deposit is so lenders can check that your deposit money is from a LEGAL source. This is all about following anti-money laundering laws. These rules stop money from crimes being used to buy houses. When you show […]
What Deposit Do You Need with Bad Credit?
How Much Deposit Do You Need with Bad Credit? Usually, the worse your credit history, the higher the deposit you’ll need to secure a mortgage. While someone with excellent credit might get away with a deposit as small as 5%, you might need to think about 15% or even more if your credit history isn’t […]
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Calculate mortgage payments, affordability, stamp duty, etc. to learn about essential mortgage & home buying figures.
Further Reading
Dive deeper into our extensive collection of Mortgage Deposit Guides for more insights and tips on securing the right mortgage.
