Equity release is helping thousands turn their home’s value into cash – perfect for retirement plans. To help you, we’ve created detailed guides and helpful articles with expert tips on how it all works, finding the best plans, and what to watch out for.
Equity Release Mortgages Guides
Featured Guides
Big holidays, modern kitchen, family gifts… All these are good reasons to get an equity release. However, it’s not a simple decision.
Dig into our guides to learn more about equity release mortgages, home reversion, tips on picking the right plans, and much more. See our top guides:
Equity Release Explained: A Complete Guide in 2024
What is Equity Release? Equity release is a financial solution that allows homeowners, usually over the age of 55, to access the wealth (or ‘equity’) tied up in their property. This allows you to keep your home and get a lump sum, regular payments, or both, based on the value of your property. There are […]
Equity Release Calculator – No Personal Details Required
How Much Equity Can You Release? Our equity release calculator will provide you with an immediate understanding of the equity you could release, considering various factors such as property value and age. We’ll offer an estimate based on the same criteria that lenders use, reflecting your personal financial situation. This should take less than 30 […]
Equity Release Eligible Property Types: An In-Depth Guide
Can I Get Equity Release On Any Property Type? Regrettably, not every property can tap into the benefits of equity release. Lenders focus their decisions on distinct attributes of a property to ensure a profitable and secure agreement. But fear not; the stage is wide, and many property types are invited to perform. Location, Value, […]
Equity Release Age Limits and Options Under 55 in 2024
What is the Minimum Age for Equity Release? Equity release becomes an option once you reach the age of 55. This age limit is established by most providers, although certain plans may specify a higher threshold, such as 60 or 65 years old. It’s important to note that removing someone from property ownership to satisfy […]
Is It Worth Paying Off Equity Release Early?
Can You Pay Off Equity Release Early? If you’ve taken out a lifetime mortgage, the most common equity release product, you might be wondering if you can make early repayments. The good news is, yes, you can! Lifetime mortgages often allow for early repayments, but these loans are generally structured with no payments due until […]
Should You Get a Home Reversion Plan? A Full Guide
What is Home Reversion? As mentioned earlier, home reversion is a financial arrangement where you sell a portion or all of your home to a provider, typically in return for a lump sum or regular payments. Though the provider now owns the part of the home you’ve sold, you retain the right to live in […]
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Further Reading
Dive deeper into our extensive collection of Equity Release Mortgages Guides for more insights and tips on securing the right loan.
