Bad Credit Mortgages Guides

Having bad credit can feel like a brick wall on your path to owning a home. But guess what?  It’s more like a hurdle you can leap over. Bad credit doesn’t necessarily mean ‘no mortgage’. Indeed, the waters are a bit more turbulent – you might face higher interest rates, perhaps a demand for a […]

Thinking of renovating the kitchen, building an extension, or finally booking that dream family holiday?  If bad credit’s been holding you back from remortgaging to free up cash, you’re not alone.  Many people worry that their past financial mistakes might prevent them from using their home’s value.  But good news: it’s possible to remortgage even […]

When you’re applying for a mortgage, your credit score is like a summary of your financial behaviour.  It shows how well you’ve managed credit in the past, and lenders use it to decide if they’ll approve your application. Your credit score doesn’t just affect approval—it also impacts the interest rate you’ll be offered.  A higher […]