Different income types shouldn’t complicate your mortgage journey. Whether you’re freelancing, contracting, or newly-hired–there’s a mortgage for you. Dive into our complete guides, practical tips, and expert advice to get started.
Income Types & Mortgages Guides
Featured Guides
How you earn affects your mortgage options and not every lender counts all income for mortgages. So, how can you make it work?
Dig into our guides to learn more about complex income types, first time buyer options, key tips for success, and much more. See our top guides:
Complex Income Mortgages: A Definitive Guide
What Counts as Income for Mortgage Applications? For mortgage applications, lenders typically consider income as the regular money earned from employment. However, not everyone earns their income this way. Some have “non-traditional” income, like business profits, rental income, or earnings from various jobs at different times, leading to irregular income flows. Complex income refers to […]
Proof of Income for Mortgages Explained
What Counts as Proof of Income for a Mortgage? Proof of income for a mortgage is the documentation you provide to show how much money you earn. It helps lenders decide if you can afford the mortgage payments. This usually includes your payslips, bank statements, P60 forms, and possibly your employment contract, depending on your […]
How To Get a Mortgage With A New Job?
Can You Get a Mortgage with a New Job? Yes, you can get a mortgage with a new job. It’s quite common for people to apply for a mortgage when they’ve just started working somewhere new. Different lenders have their own rules about this, so while some might be accepting of your new job situation, […]
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Further Reading
Dive deeper into our extensive collection of Mortgage Income Types Guides for more insights and tips on securing the right loan.
