Applying for a mortgage? Here you’ll find useful guides, detailed articles, and FAQs to answer all your questions and help you ace your mortgage application.
Mortgage Application Guides
Featured Guides
Applying for a mortgage can be tricky, so it’s important to understand the basics before you start.
Dig into our guides to learn more about mortgage applications, the steps involved, top tips for success, and much more. See our top guides:
Complete Guide To Mortgages: What You Need To Know
Owning a home—it’s a dream for many. Yet, with property prices soaring and hefty deposits required, it often feels like a distant reality. Unless you’ve got a generous relative ready to hand over a small fortune, one thing is certain: you’ll need a mortgage. The mortgage process can seem overwhelming, especially for first-time buyers. Endless […]
Can You Add Stamp Duty To A Mortgage In The UK?
Can You Add Stamp Duty to Your Mortgage in England and Northern Ireland? Technically, there’s no specific mortgage product that allows you to add stamp duty directly to your loan amount. However, there is a workaround that enables you to effectively cover stamp duty through your mortgage. Here’s how it works: Most lenders have a […]
Everything You Need To Know About Mortgage Applications
Got your heart set on buying a home? First, let’s talk about the mortgage application process. A mortgage application is how you ask a lender, like a bank or building society, to give you a loan to buy the house. Here’s how it works: the lender looks at your income, debts, credit history, and the […]
Getting a Mortgage as a Single Person: A Complete Guide
Can You Get a Mortgage If You Are Single? Absolutely! While applying for a mortgage alone can seem daunting, single people can get a mortgage in the UK. Mortgage lenders regularly grant mortgages to solo applicants – being single isn’t a barrier. What’s important is that you meet the lender’s affordability criteria, have a good […]
How To Get A Mortgage Approved In The UK?
What Are the Requirements for a Mortgage in the UK? Before you start house hunting, it’s essential to understand what lenders are looking for. Here are the key requirements you’ll need to meet: Image showing all the eligibility criteria for a mortgage. What Do I Need to Get a Mortgage? Gathering the right documents can […]
Joint Mortgage With Family & Friends: A Complete Guide
What Is a Joint Mortgage With Parents Exactly? A joint mortgage with parents is when you and one or both of your parents co-borrow a mortgage and co-own the property together. All applicants are legally responsible for making the full monthly mortgage payment. You all own equal shares of the home unless otherwise agreed upon. […]
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Further Reading
Dive deeper into our extensive collection of Mortgage Application Guides for more insights and tips on securing the right mortgage.
